Ginger Vining has been with Park National Bank for 24 years. Her mortgage knowledge and expertise make her a valued resource for customers, real estate agents and fellow bankers. Ginger can make a complicated mortgage process seem easy for customers by taking them through it step by step. Ginger specializes in construction financing, allowing many of her customers to make building the home of their dreams a reality. Whether you are interested in refinancing, purchasing or building, Ginger is the expert you want on your side.
Prior to her time at Park, Ginger spent time as a real estate agent, giving her additional insight into the home-buying process. Ginger is active in serving her community. She serves on the Board as Treasurer for the Boys & Girls Club of Clermont County, and is also involved with Junior Achievement, the Southern Ohio Association of Realtors, Anderson Area Chamber of Commerce and the Greater Cincinnati Homebuilders Association.
Whether it’s your first time or your fifth, buying a home can be intimidating. Home loans are the right loans for building a home, buying a home, or refinancing your home. Let our home loan specialists ease your worries with a variety of loan options and the kind of personal service you won’t find anywhere else.
Choose Park National Bank for your Home Loan!
· Fixed or Adjustable Rates
· FHA & VA
· First-Time Home Buyer Program
· Bridge Loans
· Lot Loans
· Construction Loans
· Jumbo Loans
· Portfolio Loans
· Conventional Refinance
· Cash-Out Refinance
Why people prefer to borrow from us:
· Several payment options, including bi-weekly payments
· Flexibility—tailoring the loan to your preferences
· Lenders at every office, with the authority and skill to take care of you directly
· Fast, flexible closing (on your schedule)
· Can work with a variety of contractors
· Our reputation for integrity—we won't lock you into anything that's not right for you
· Offer credit life and disability insurance
· No charge for prequalifications and preapprovals